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Buy to let mortgages are not regulated by the financial services authority. For buy to let and commercial mortgages a fee of 0. 5. Remortgage applications. Just because you have mortgage arrears and / or a poor credit history does not mean you can't get a mortgage or a secured loan. We can help whatever the circumstances of your bad credit rating, including but not limited to. Locate mortgages ltd is an appointed representative of sesame ltd, which is authorised and regulated by the financial services authority.
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